Sending letters may seem archaic but sending things through the mail is necessary for those who still send bills through the mail, as well as when it comes time to send greeting ca...

An interest rate determines the amount of interest a borrower will pay over the course of the loan, on top of the original loan balance. When taking out a new loan, keep track of t...

A nominal variable is one that doesn't incorporate the effects of inflation, but real interest rates take this into account. Photographer is my life./Getty Images Finance is riddle...

Use our adjustable rate mortgage calculator to determine the total amount you will pay over the course of your loan. Adjustable rate mortgages involve a trade-off. Initially, the b...

With home foreclosures soaring, being able to calculate foreclosure stats is more relevant now than ever before. According to Bankrate.com, the roll rate for mortgages is a mortgag...

Variable-rate loans offer the flexibility of keeping up with changing market conditions. Instead of having a set interest rate for the entire term of the loan, the rate changes per...

Interest rates are an indicator of how much credit will cost you or how much you can earn on your investments. Interest is the simple measurement of the difference between the mone...

When you're taking out a loan, you want to make sure you're getting the lowest interest rate possible. Or, if you're going to be earning interest, you want to make sure you get the...

Implied interest rates are used in currency, commodities and futures investments. The implied interest rate represents the difference between the spot rate and future or forward pr...

Ever wonder how the interest rate on a 401k is calculated? MyBankTracker walks through how 401k‘s work and how they accrue interest. Believe it or not, you can actually lend money ...

Use this mortgage payment calculator to estimate how much you'd pay each month for a home loan, including principal, interest, taxes, and insurance. You’ll need to provide a few nu...